Kiwi | 12,485 followers on LinkedIn. UPI with Credit Card | At Kiwi, we aim to spearhead a credit revolution, changing the way Indians view and use credit. As a payment platform that leverages the benefits of Credit Cards with the widespread availability and convenience of UPI payments. From lifestyle purchases to groceries, travel to dining, our virtual credit card is just a touch away, helping you go wallet-free and make on-the-go payments everywhere you go.