OkCredit | 36,215 followers on LinkedIn. Driving Financial Inclusion for Indian MSMEs | OkCredit is a mobile application to help micro businesses collect their receivables faster and also pay their payables on time. We have more than 30 Lakh (3 Million) MSMEs who use our products actively across India. OkCredit app gives us access to extensive proprietary data on these MSMEs, helping us create an informal credit score (OkScore).